{"id":580308,"date":"2023-12-28T03:16:45","date_gmt":"2023-12-28T03:16:45","guid":{"rendered":"https:\/\/proxyelite.info\/glossary\/aml-anti-money-laundering\/"},"modified":"2023-12-28T03:16:45","modified_gmt":"2023-12-28T03:16:45","slug":"aml-anti-money-laundering","status":"publish","type":"glossary","link":"https:\/\/proxyelite.info\/cn\/glossary\/aml-anti-money-laundering\/","title":{"rendered":"AML\uff08\u53cd\u6d17\u94b1\uff09"},"content":{"rendered":"<h2>\u6709\u5173 AML\uff08\u53cd\u6d17\u94b1\uff09\u7684\u7b80\u8981\u4fe1\u606f<\/h2>\n<p>AML \u4ee3\u8868\u53cd\u6d17\u94b1\uff0c\u662f\u65e8\u5728\u6253\u51fb\u975e\u6cd5\u6d17\u94b1\u884c\u4e3a\u7684\u91cd\u8981\u6cd5\u89c4\u548c\u7a0b\u5e8f\u6846\u67b6\u3002\u6d17\u94b1\u6d89\u53ca\u63a9\u76d6\u975e\u6cd5\u6240\u5f97\u8d44\u91d1\u7684\u6765\u6e90\uff0c\u4f7f\u5176\u770b\u8d77\u6765\u5408\u6cd5\u7684\u8fc7\u7a0b\u3002\u8fd9\u662f\u901a\u8fc7\u4e00\u7cfb\u5217\u590d\u6742\u7684\u91d1\u878d\u4ea4\u6613\u5b9e\u73b0\u7684\uff0c\u6700\u7ec8\u5bfc\u81f4\u8d44\u91d1\u6765\u6e90\u96be\u4ee5\u8ffd\u8e2a\u3002\u5168\u7403\u8303\u56f4\u5185\u5b9e\u65bd\u53cd\u6d17\u94b1\u63aa\u65bd\uff0c\u4ee5\u9632\u6b62\u6b64\u7c7b\u72af\u7f6a\u6d3b\u52a8\uff0c\u4fdd\u62a4\u91d1\u878d\u7cfb\u7edf\u7684\u5b8c\u6574\u6027\uff0c\u5e76\u963b\u6b62\u4e2a\u4eba\u548c\u7ec4\u7ec7\u53c2\u4e0e\u6d17\u94b1\u8ba1\u5212\u3002<\/p>\n<h2>\u6709\u5173 AML\uff08\u53cd\u6d17\u94b1\uff09\u7684\u8be6\u7ec6\u4fe1\u606f<\/h2>\n<h3>AML\uff08\u53cd\u6d17\u94b1\uff09\u4e3b\u8981\u7279\u5f81\u5206\u6790<\/h3>\n<p>\u53cd\u6d17\u94b1\u63aa\u65bd\u5177\u6709\u4ee5\u4e0b\u51e0\u4e2a\u5173\u952e\u7279\u5f81\uff1a<\/p>\n<ol>\n<li>\n<p><strong>\u76d1\u7ba1\u6846\u67b6<\/strong>\uff1a\u53cd\u6d17\u94b1\u6cd5\u89c4\u7531\u653f\u5e9c\u5f53\u5c40\u3001\u91d1\u878d\u673a\u6784\u548c\u5404\u79cd\u76d1\u7ba1\u673a\u6784\u5236\u5b9a\u548c\u6267\u884c\u3002\u8fd9\u4e9b\u6cd5\u89c4\u4e3a\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u5b9e\u4f53\u5728\u68c0\u6d4b\u548c\u62a5\u544a\u53ef\u7591\u4ea4\u6613\u65f6\u5236\u5b9a\u4e86\u6307\u5bfc\u65b9\u9488\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09<\/strong>\uff1a\u91d1\u878d\u673a\u6784\u5fc5\u987b\u5b9e\u65bd\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7a0b\u5e8f\uff0c\u5305\u62ec\u9a8c\u8bc1\u5ba2\u6237\u7684\u8eab\u4efd\u3001\u4e86\u89e3\u5176\u91d1\u878d\u4ea4\u6613\u7684\u6027\u8d28\u4ee5\u53ca\u8bc4\u4f30\u5176\u6f5c\u5728\u7684\u6d17\u94b1\u98ce\u9669\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u4ea4\u6613\u76d1\u63a7<\/strong>\uff1a\u6301\u7eed\u76d1\u63a7\u4ea4\u6613\u5bf9\u4e8e\u8bc6\u522b\u548c\u62a5\u544a\u4efb\u4f55\u5f02\u5e38\u6216\u53ef\u7591\u6d3b\u52a8\u81f3\u5173\u91cd\u8981\u3002\u81ea\u52a8\u5316\u7cfb\u7edf\u901a\u5e38\u7528\u4e8e\u6807\u8bb0\u504f\u79bb\u65e2\u5b9a\u6a21\u5f0f\u7684\u4ea4\u6613\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u62a5\u544a\u53ef\u7591\u6d3b\u52a8<\/strong>\uff1a\u6839\u636e\u53cd\u6d17\u94b1\u6cd5\u89c4\uff0c\u91d1\u878d\u673a\u6784\u6709\u4e49\u52a1\u5411\u6709\u5173\u5f53\u5c40\u62a5\u544a\u5176\u6000\u7591\u53ef\u80fd\u4e0e\u6d17\u94b1\u6709\u5173\u7684\u4efb\u4f55\u4ea4\u6613\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u4fdd\u6301\u8bb0\u5f55\u4e2d<\/strong>\uff1a\u9002\u5f53\u7684\u6587\u4ef6\u548c\u8bb0\u5f55\u4fdd\u5b58\u5bf9\u4e8e\u4fc3\u8fdb\u5ba1\u8ba1\u548c\u8c03\u67e5\u81f3\u5173\u91cd\u8981\u3002\u91d1\u878d\u673a\u6784\u5fc5\u987b\u4fdd\u5b58\u5ba2\u6237\u4ea4\u6613\u8bb0\u5f55\u548c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4fe1\u606f\u3002<\/p>\n<\/li>\n<\/ol>\n<h3>AML\uff08\u53cd\u6d17\u94b1\uff09\u7684\u7c7b\u578b<\/h3>\n<p>\u53cd\u6d17\u94b1\u5305\u62ec\u591a\u79cd\u7c7b\u578b\uff0c\u6bcf\u79cd\u7c7b\u578b\u90fd\u662f\u9488\u5bf9\u6d17\u94b1\u7684\u7279\u5b9a\u65b9\u9762\u800c\u5b9a\u5236\u7684\uff1a<\/p>\n<table>\n<thead>\n<tr>\n<th>\u53cd\u6d17\u94b1\u7c7b\u578b<\/th>\n<th>\u63cf\u8ff0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5<\/td>\n<td>\u786e\u4fdd\u91d1\u878d\u673a\u6784\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\u5e76\u8bc4\u4f30\u5176\u98ce\u9669\u72b6\u51b5\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u4ea4\u6613\u76d1\u63a7<\/td>\n<td>\u6d89\u53ca\u5b9e\u65f6\u76d1\u63a7\u4ea4\u6613\u4ee5\u68c0\u6d4b\u5f02\u5e38\u6a21\u5f0f\u6216\u5f02\u5e38\u60c5\u51b5\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u53ef\u7591\u6d3b\u52a8\u62a5\u544a (SAR)<\/td>\n<td>\u5411\u6709\u5173\u5f53\u5c40\u62a5\u544a\u4efb\u4f55\u88ab\u89c6\u4e3a\u53ef\u7591\u7684\u4ea4\u6613\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u4e86\u89e3\u60a8\u7684\u5ba2\u6237 (KYC)<\/td>\n<td>\u5efa\u7acb\u5ba2\u6237\u8eab\u4efd\u3001\u8bc4\u4f30\u98ce\u9669\u5e76\u7ef4\u62a4\u51c6\u786e\u7684\u5ba2\u6237\u8bb0\u5f55\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD)<\/td>\n<td>\u66f4\u5f7b\u5e95\u7684 CDD \u5f62\u5f0f\u9002\u7528\u4e8e\u9ad8\u98ce\u9669\u5ba2\u6237\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8d27\u5e01\u4ea4\u6613\u62a5\u544a (CTR)<\/td>\n<td>\u5411\u5f53\u5c40\u62a5\u544a\u5927\u989d\u73b0\u91d1\u4ea4\u6613\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>AML\uff08\u53cd\u6d17\u94b1\uff09\u7684\u4f7f\u7528\u65b9\u6cd5\u3001\u95ee\u9898\u548c\u89e3\u51b3\u65b9\u6848<\/h3>\n<p>\u53cd\u6d17\u94b1\u63aa\u65bd\u7684\u4f7f\u7528\u53ef\u80fd\u4f1a\u9047\u5230\u8bef\u62a5\u3001\u8d44\u6e90\u5bc6\u96c6\u578b\u5408\u89c4\u6027\u4ee5\u53ca\u4e0d\u65ad\u6f14\u53d8\u7684\u6d17\u94b1\u6280\u672f\u7b49\u6311\u6218\u3002\u4e00\u4e9b\u89e3\u51b3\u65b9\u6848\u5305\u62ec\uff1a<\/p>\n<ol>\n<li>\n<p><strong>\u5148\u8fdb\u7684\u6280\u672f<\/strong>\uff1a\u5229\u7528\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60\u8fdb\u884c\u66f4\u51c6\u786e\u7684\u68c0\u6d4b\u5e76\u51cf\u5c11\u8bef\u62a5\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u5168\u7403\u5408\u4f5c<\/strong>\uff1a\u52a0\u5f3a\u76d1\u7ba1\u673a\u6784\u4e4b\u95f4\u7684\u56fd\u9645\u5408\u4f5c\uff0c\u6253\u51fb\u8de8\u5883\u6d17\u94b1\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u7a33\u5065\u7684\u57f9\u8bad<\/strong>\uff1a\u5bf9\u91d1\u878d\u673a\u6784\u5de5\u4f5c\u4eba\u5458\u8fdb\u884c\u6301\u7eed\u57f9\u8bad\u548c\u6559\u80b2\uff0c\u4ee5\u4e86\u89e3\u53cd\u6d17\u94b1\u6700\u4f73\u5b9e\u8df5\u7684\u6700\u65b0\u60c5\u51b5\u3002<\/p>\n<\/li>\n<\/ol>\n<h2>\u4e3b\u8981\u7279\u70b9\u53ca\u540c\u7c7b\u4ea7\u54c1\u6bd4\u8f83<\/h2>\n<table>\n<thead>\n<tr>\n<th>\u5b66\u671f<\/th>\n<th>\u63cf\u8ff0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>AML\uff08\u53cd\u6d17\u94b1\uff09<\/td>\n<td>\u65e8\u5728\u6253\u51fb\u6d17\u94b1\u7684\u4e00\u6574\u5957\u6cd5\u89c4\u548c\u7a0b\u5e8f\u3002<\/td>\n<\/tr>\n<tr>\n<td>KYC\uff08\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\uff09<\/td>\n<td>\u4f5c\u4e3a AML \u7684\u4e00\u90e8\u5206\uff0cKYC \u6d89\u53ca\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\u5e76\u8bc4\u4f30\u5176\u98ce\u9669\u72b6\u51b5\u3002<\/td>\n<\/tr>\n<tr>\n<td>CDD\uff08\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff09<\/td>\n<td>\u4e86\u89e3\u5ba2\u6237\u4ea4\u6613\u5e76\u8bc4\u4f30\u5176\u98ce\u9669\u6c34\u5e73\u7684\u8fc7\u7a0b\u3002<\/td>\n<\/tr>\n<tr>\n<td>EDD\uff08\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff09<\/td>\n<td>\u66f4\u6df1\u5165\u7684 CDD \u5f62\u5f0f\u9002\u7528\u4e8e\u9ad8\u98ce\u9669\u5ba2\u6237\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u672a\u6765\u7684\u89c2\u70b9\u548c\u6280\u672f<\/h2>\n<p>AML\u7684\u672a\u6765\u5728\u4e8e\u533a\u5757\u94fe\u5206\u6790\u3001\u5927\u6570\u636e\u5206\u6790\u548c\u4eba\u5de5\u667a\u80fd\u7b49\u5c16\u7aef\u6280\u672f\u3002\u8fd9\u4e9b\u5de5\u5177\u6709\u671b\u66f4\u6709\u6548\u5730\u68c0\u6d4b\u6d17\u94b1\u6d3b\u52a8\uff0c\u51cf\u5c11\u8bef\u62a5\u5e76\u63d0\u9ad8\u53cd\u6d17\u94b1\u63aa\u65bd\u7684\u6709\u6548\u6027\u3002<\/p>\n<h2>\u5982\u4f55\u4f7f\u7528\u4ee3\u7406\u670d\u52a1\u5668\u6216\u5c06\u5176\u4e0e AML \u5173\u8054<\/h2>\n<p>\u4ee3\u7406\u670d\u52a1\u5668\u53ef\u4ee5\u901a\u8fc7\u63d0\u4f9b\u989d\u5916\u7684\u5b89\u5168\u6027\u548c\u533f\u540d\u6027\u5728\u53cd\u6d17\u94b1\u5de5\u4f5c\u4e2d\u53d1\u6325\u4f5c\u7528\u3002\u4ee5\u4e0b\u662f\u5b83\u4eec\u7684\u4f7f\u7528\u65b9\u6cd5\uff1a<\/p>\n<ol>\n<li>\n<p><strong>\u589e\u5f3a\u9690\u79c1<\/strong>\uff1a\u4ee3\u7406\u670d\u52a1\u5668\u53ef\u4ee5\u5e2e\u52a9\u9690\u85cf\u7528\u6237\u7684\u8eab\u4efd\u548c\u4f4d\u7f6e\uff0c\u4f7f\u6d17\u94b1\u8005\u66f4\u96be\u8ffd\u8e2a\u5176\u6d3b\u52a8\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u7ed5\u8fc7\u5730\u7406\u9650\u5236<\/strong>\uff1a\u4ee3\u7406\u670d\u52a1\u5668\u5141\u8bb8\u8bbf\u95ee\u4e0d\u540c\u5730\u533a\u7684\u91d1\u878d\u6570\u636e\uff0c\u6709\u52a9\u4e8e\u5168\u7403\u53cd\u6d17\u94b1\u5de5\u4f5c\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u6570\u636e\u6536\u96c6<\/strong>\uff1a\u4ee3\u7406\u670d\u52a1\u5668\u53ef\u4ee5\u534f\u52a9\u6536\u96c6\u53cd\u6d17\u94b1\u8c03\u67e5\u6570\u636e\uff0c\u5e2e\u52a9\u5f53\u5c40\u8ffd\u8e2a\u53ef\u7591\u4ea4\u6613\u3002<\/p>\n<\/li>\n<\/ol>\n<h2>\u76f8\u5173\u94fe\u63a5<\/h2>\n<p>\u6709\u5173 AML\uff08\u53cd\u6d17\u94b1\uff09\u7684\u66f4\u591a\u4fe1\u606f\uff0c\u60a8\u53ef\u4ee5\u53c2\u8003\u4ee5\u4e0b\u8d44\u6e90\uff1a<\/p>\n<ul>\n<li><a target=\"_new\" href=\"https:\/\/www.fatf-gafi.org\/\" rel=\"noopener\">\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4 (FATF)<\/a><\/li>\n<li><a target=\"_new\" href=\"https:\/\/www.wolfsberg-principles.com\/\" rel=\"noopener\">\u6c83\u5c14\u592b\u65af\u5821\u96c6\u56e2<\/a><\/li>\n<li><a target=\"_new\" rel=\"noopener\">\u56fd\u9645\u8d27\u5e01\u57fa\u91d1\u7ec4\u7ec7 (IMF) \u53cd\u6d17\u94b1\/\u53cd\u6050\u878d\u8d44<\/a><\/li>\n<\/ul>","protected":false},"featured_media":580309,"menu_order":0,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-580308","glossary","type-glossary","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/proxyelite.info\/cn\/wp-json\/wp\/v2\/glossary\/580308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/proxyelite.info\/cn\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/proxyelite.info\/cn\/wp-json\/wp\/v2\/types\/glossary"}],"version-history":[{"count":0,"href":"https:\/\/proxyelite.info\/cn\/wp-json\/wp\/v2\/glossary\/580308\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/proxyelite.info\/cn\/wp-json\/wp\/v2\/media\/580309"}],"wp:attachment":[{"href":"https:\/\/proxyelite.info\/cn\/wp-json\/wp\/v2\/media?parent=580308"}],"curies":[{"name":"\u53ef\u6e7f\u6027\u7c89\u5242","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}