{"id":580300,"date":"2023-12-28T03:16:45","date_gmt":"2023-12-28T03:16:45","guid":{"rendered":"https:\/\/proxyelite.info\/glossary\/basel-iii\/"},"modified":"2023-12-28T03:16:45","modified_gmt":"2023-12-28T03:16:45","slug":"basel-iii","status":"publish","type":"glossary","link":"https:\/\/proxyelite.info\/vi\/glossary\/basel-iii\/","title":{"rendered":"Basel III"},"content":{"rendered":"<h2>Th\u00f4ng tin t\u00f3m t\u1eaft v\u1ec1 Basel III<\/h2>\n<p>Basel III, ph\u1ea7n th\u1ee9 ba c\u1ee7a Hi\u1ec7p \u0111\u1ecbnh Basel, l\u00e0 m\u1ed9t khu\u00f4n kh\u1ed5 \u0111\u01b0\u1ee3c qu\u1ed1c t\u1ebf c\u00f4ng nh\u1eadn v\u1ec1 quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng. \u0110\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1edfi \u1ee6y ban Basel v\u1ec1 Gi\u00e1m s\u00e1t Ng\u00e2n h\u00e0ng, n\u00f3 nh\u1eb1m m\u1ee5c \u0111\u00edch t\u0103ng c\u01b0\u1eddng s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng to\u00e0n c\u1ea7u, \u0111\u1eb7c bi\u1ec7t l\u00e0 sau cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh n\u0103m 2008. B\u00e0i vi\u1ebft n\u00e0y \u0111i s\u00e2u v\u00e0o nh\u1eefng \u0111i\u1ec3m ph\u1ee9c t\u1ea1p c\u1ee7a Basel III, c\u00e1c t\u00ednh n\u0103ng ch\u00ednh, lo\u1ea1i, \u1ee9ng d\u1ee5ng, th\u00e1ch th\u1ee9c v\u00e0 vai tr\u00f2 c\u1ee7a m\u00e1y ch\u1ee7 proxy trong vi\u1ec7c tri\u1ec3n khai n\u00f3.<\/p>\n<h2>Th\u00f4ng tin chi ti\u1ebft v\u1ec1 Basel III<\/h2>\n<h3>Ph\u00e2n t\u00edch c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m ch\u00ednh c\u1ee7a Basel III<\/h3>\n<p>Basel III gi\u1edbi thi\u1ec7u m\u1ed9t lo\u1ea1t c\u1ea3i c\u00e1ch to\u00e0n di\u1ec7n nh\u1eb1m gi\u1ea3i quy\u1ebft c\u00e1c kh\u00eda c\u1ea1nh kh\u00e1c nhau c\u1ee7a quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng. C\u00e1c t\u00ednh n\u0103ng ch\u00ednh c\u1ee7a n\u00f3 bao g\u1ed3m:<\/p>\n<ol>\n<li>\n<p><strong>Y\u00eau c\u1ea7u v\u1ec1 v\u1ed1n t\u1ed1i thi\u1ec3u<\/strong>: C\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u duy tr\u00ec t\u1ef7 l\u1ec7 v\u1ed1n c\u1ea5p 1 v\u1ed1n s\u1edf h\u1eefu chung t\u1ed1i thi\u1ec3u \u0111\u1ec3 h\u1ea5p th\u1ee5 thua l\u1ed7 trong th\u1eddi k\u1ef3 kinh t\u1ebf suy tho\u00e1i.<\/p>\n<\/li>\n<li>\n<p><strong>T\u1ef7 l\u1ec7 \u0111\u1ea3m b\u1ea3o thanh kho\u1ea3n (LCR)<\/strong>: C\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i n\u1eafm gi\u1eef \u0111\u1ee7 t\u00e0i s\u1ea3n l\u01b0u \u0111\u1ed9ng ch\u1ea5t l\u01b0\u1ee3ng cao \u0111\u1ec3 ch\u1ed1ng ch\u1ecdi v\u1edbi c\u0103ng th\u1eb3ng thanh kho\u1ea3n ng\u1eafn h\u1ea1n.<\/p>\n<\/li>\n<li>\n<p><strong>B\u1ed9 \u0111\u1ec7m v\u1ed1n ngh\u1ecbch chu k\u1ef3<\/strong>: V\u00f9ng \u0111\u1ec7m n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong th\u1eddi k\u1ef3 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng qu\u00e1 m\u1ee9c \u0111\u1ec3 ng\u0103n ch\u1eb7n t\u00ecnh tr\u1ea1ng qu\u00e1 n\u00f3ng trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/p>\n<\/li>\n<li>\n<p><strong>T\u1ef7 l\u1ec7 \u0111\u00f2n b\u1ea9y<\/strong>: \u0110o l\u01b0\u1eddng m\u1ee9c \u0111\u1ed9 an to\u00e0n v\u1ed1n c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng li\u00ean quan \u0111\u1ebfn t\u1ed5ng t\u00e0i s\u1ea3n c\u1ee7a n\u00f3.<\/p>\n<\/li>\n<li>\n<p><strong>C\u00e1c ng\u00e2n h\u00e0ng quan tr\u1ecdng c\u00f3 h\u1ec7 th\u1ed1ng (SIB)<\/strong>: Y\u00eau c\u1ea7u v\u1ec1 v\u1ed1n b\u1ed5 sung \u0111\u01b0\u1ee3c \u00e1p \u0111\u1eb7t \u0111\u1ed1i v\u1edbi SIB nh\u1eb1m gi\u1ea3m nguy c\u01a1 s\u1ee5p \u0111\u1ed5 to\u00e0n h\u1ec7 th\u1ed1ng.<\/p>\n<\/li>\n<\/ol>\n<h3>C\u00e1c lo\u1ea1i Basel III<\/h3>\n<p>Basel III th\u01b0\u1eddng \u0111\u01b0\u1ee3c ph\u00e2n th\u00e0nh hai lo\u1ea1i ch\u00ednh:<\/p>\n<table>\n<thead>\n<tr>\n<th>Ki\u1ec3u<\/th>\n<th>S\u1ef1 mi\u00eau t\u1ea3<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Ti\u00eau chu\u1ea9n Basel III<\/td>\n<td>Khung c\u01a1 s\u1edf \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng.<\/td>\n<\/tr>\n<tr>\n<td>Basel III n\u00e2ng cao<\/td>\n<td>\u00c1p \u0111\u1eb7t c\u00e1c y\u00eau c\u1ea7u ch\u1eb7t ch\u1ebd h\u01a1n \u0111\u1ed1i v\u1edbi SIB v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c quan tr\u1ecdng mang t\u00ednh h\u1ec7 th\u1ed1ng kh\u00e1c.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>C\u00e1ch s\u1eed d\u1ee5ng Basel III, c\u00e1c v\u1ea5n \u0111\u1ec1 v\u00e0 gi\u1ea3i ph\u00e1p<\/h3>\n<p>Vi\u1ec7c tri\u1ec3n khai Basel III c\u00f3 th\u1ec3 \u0111\u1eb7t ra m\u1ed9t s\u1ed1 th\u00e1ch th\u1ee9c, bao g\u1ed3m:<\/p>\n<ul>\n<li><strong>Huy \u0111\u1ed9ng v\u1ed1n<\/strong>: C\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c huy \u0111\u1ed9ng v\u1ed1n c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c ti\u00eau chu\u1ea9n m\u1edbi.<\/li>\n<li><strong>B\u00e1o c\u00e1o ph\u1ee9c t\u1ea1p<\/strong>: Vi\u1ec7c tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u b\u00e1o c\u00e1o c\u00f3 th\u1ec3 l\u00e0 g\u00e1nh n\u1eb7ng.<\/li>\n<li><strong>T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn l\u1ee3i nhu\u1eadn<\/strong>: Y\u00eau c\u1ea7u v\u1ec1 v\u1ed1n t\u0103ng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng.<\/li>\n<\/ul>\n<p>Gi\u1ea3i ph\u00e1p cho nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y bao g\u1ed3m qu\u1ea3n l\u00fd r\u1ee7i ro hi\u1ec7u qu\u1ea3, l\u1eadp k\u1ebf ho\u1ea1ch v\u1ed1n v\u00e0 \u0111i\u1ec1u ch\u1ec9nh chi\u1ebfn l\u01b0\u1ee3c cho m\u00f4 h\u00ecnh kinh doanh.<\/p>\n<h3>\u0110\u1eb7c \u0111i\u1ec3m ch\u00ednh v\u00e0 so s\u00e1nh<\/h3>\n<p>H\u00e3y so s\u00e1nh Basel III v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n li\u00ean quan kh\u00e1c:<\/p>\n<table>\n<thead>\n<tr>\n<th>Thu\u1eadt ng\u1eef<\/th>\n<th>S\u1ef1 mi\u00eau t\u1ea3<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Basel II<\/td>\n<td>Ti\u1ec1n th\u00e2n c\u1ee7a Basel III, v\u1edbi y\u00eau c\u1ea7u v\u1ec1 v\u1ed1n \u00edt nghi\u00eam ng\u1eb7t h\u01a1n.<\/td>\n<\/tr>\n<tr>\n<td>\u0110\u1ea1o lu\u1eadt Dodd-Frank<\/td>\n<td>M\u1ed9t quy \u0111\u1ecbnh c\u1ee7a Hoa K\u1ef3 nh\u1eb1m ng\u0103n ch\u1eb7n kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh, t\u1eadp trung v\u00e0o t\u00ednh minh b\u1ea1ch v\u00e0 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/td>\n<\/tr>\n<tr>\n<td>Kh\u1ea3 n\u0103ng thanh to\u00e1n II<\/td>\n<td>M\u1ed9t ch\u1ec9 th\u1ecb c\u1ee7a EU t\u1eadp trung v\u00e0o c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, nh\u1eb1m \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd v\u00e0 b\u1ea3o v\u1ec7 c\u00e1c ch\u1ee7 h\u1ee3p \u0111\u1ed3ng.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Tri\u1ec3n v\u1ecdng v\u00e0 c\u00f4ng ngh\u1ec7 t\u01b0\u01a1ng lai li\u00ean quan \u0111\u1ebfn Basel III<\/h2>\n<p>T\u01b0\u01a1ng lai c\u1ee7a Basel III d\u1ef1 ki\u1ebfn s\u1ebd li\u00ean quan \u0111\u1ebfn nh\u1eefng c\u1ea3i ti\u1ebfn li\u00ean t\u1ee5c nh\u1eb1m gi\u1ea3i quy\u1ebft nh\u1eefng r\u1ee7i ro m\u1edbi n\u1ed5i trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh. Nh\u1eefng ti\u1ebfn b\u1ed9 trong c\u00f4ng ngh\u1ec7, nh\u01b0 tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o v\u00e0 blockchain, c\u00f3 th\u1ec3 s\u1ebd \u0111\u00f3ng m\u1ed9t vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c t\u0103ng c\u01b0\u1eddng \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 gi\u00e1m s\u00e1t tu\u00e2n th\u1ee7.<\/p>\n<h2>C\u00e1ch s\u1eed d\u1ee5ng ho\u1eb7c li\u00ean k\u1ebft m\u00e1y ch\u1ee7 proxy v\u1edbi Basel III<\/h2>\n<p>M\u00e1y ch\u1ee7 proxy c\u00f3 th\u1ec3 l\u00e0 c\u00f4ng c\u1ee5 h\u1ed7 tr\u1ee3 tri\u1ec3n khai Basel III, ch\u1ee7 y\u1ebfu theo nh\u1eefng c\u00e1ch sau:<\/p>\n<ol>\n<li>\n<p><strong>B\u1ea3o m\u1eadt n\u00e2ng cao<\/strong>: M\u00e1y ch\u1ee7 proxy c\u00f3 th\u1ec3 cung c\u1ea5p m\u1ed9t l\u1edbp b\u1ea3o m\u1eadt b\u1ed5 sung, b\u1ea3o v\u1ec7 c\u00e1c giao d\u1ecbch v\u00e0 d\u1eef li\u1ec7u t\u00e0i ch\u00ednh nh\u1ea1y c\u1ea3m.<\/p>\n<\/li>\n<li>\n<p><strong>Truy c\u1eadp to\u00e0n c\u1ea7u<\/strong>: Ch\u00fang cho ph\u00e9p truy c\u1eadp an to\u00e0n v\u00e0o th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf, \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh xuy\u00ean bi\u00ean gi\u1edbi.<\/p>\n<\/li>\n<li>\n<p><strong>\u1ea8n danh d\u1eef li\u1ec7u<\/strong>: M\u00e1y ch\u1ee7 proxy c\u00f3 th\u1ec3 \u1ea9n danh d\u1eef li\u1ec7u, b\u1ea3o v\u1ec7 quy\u1ec1n ri\u00eang t\u01b0 c\u1ee7a th\u00f4ng tin t\u00e0i ch\u00ednh nh\u1ea1y c\u1ea3m.<\/p>\n<\/li>\n<li>\n<p><strong>C\u00e2n b\u1eb1ng t\u1ea3i<\/strong>: M\u00e1y ch\u1ee7 proxy c\u00f3 th\u1ec3 ph\u00e2n ph\u1ed1i l\u01b0u l\u01b0\u1ee3ng m\u1ea1ng m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3, t\u1ed1i \u01b0u h\u00f3a hi\u1ec7u su\u1ea5t trong th\u1eddi gian c\u00f3 nhu c\u1ea7u cao.<\/p>\n<\/li>\n<\/ol>\n<p>T\u00f3m l\u1ea1i, Basel III l\u00e0 m\u1ed9t khung ph\u00e1p l\u00fd quan tr\u1ecdng gi\u00fap c\u1ee7ng c\u1ed1 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng to\u00e0n c\u1ea7u. Vi\u1ec7c tri\u1ec3n khai n\u00f3 \u0111\u00f2i h\u1ecfi ph\u1ea3i tu\u00e2n th\u1ee7 nghi\u00eam ng\u1eb7t c\u00e1c t\u00ednh n\u0103ng ch\u00ednh c\u1ee7a n\u00f3, nh\u1eadn bi\u1ebft c\u00e1c lo\u1ea1i c\u1ee7a n\u00f3 v\u00e0 c\u00e1c bi\u1ec7n ph\u00e1p ch\u1ee7 \u0111\u1ed9ng \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c th\u00e1ch th\u1ee9c. M\u00e1y ch\u1ee7 proxy, v\u1edbi kh\u1ea3 n\u0103ng b\u1ea3o m\u1eadt, truy c\u1eadp v\u00e0 qu\u1ea3n l\u00fd d\u1eef li\u1ec7u, \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c h\u1ed7 tr\u1ee3 tu\u00e2n th\u1ee7 Basel III.<\/p>\n<h2>Li\u00ean k\u1ebft li\u00ean quan<\/h2>\n<p>\u0110\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin chi ti\u1ebft v\u1ec1 Basel III, vui l\u00f2ng tham kh\u1ea3o c\u00e1c ngu\u1ed3n sau:<\/p>\n<ul>\n<li><a target=\"_new\" rel=\"noopener\">Khung Basel III \u2013 BIS<\/a><\/li>\n<li><a target=\"_new\" rel=\"noopener\">Gi\u1ea3i th\u00edch v\u1ec1 Basel III \u2013 Investopedia<\/a><\/li>\n<li><a target=\"_new\" rel=\"noopener\">M\u00e1y ch\u1ee7 proxy v\u00e0 b\u1ea3o m\u1eadt t\u00e0i ch\u00ednh \u2013 ProxyElite<\/a><\/li>\n<\/ul>\n<p>B\u00e0i vi\u1ebft to\u00e0n di\u1ec7n n\u00e0y cung c\u1ea5p s\u1ef1 hi\u1ec3u bi\u1ebft th\u1ea5u \u0111\u00e1o v\u1ec1 Basel III v\u00e0 \u00fd ngh\u0129a c\u1ee7a n\u00f3 \u0111\u1ed1i v\u1edbi b\u1ed1i c\u1ea3nh t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u.<\/p>","protected":false},"featured_media":580301,"menu_order":0,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-580300","glossary","type-glossary","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/proxyelite.info\/vi\/wp-json\/wp\/v2\/glossary\/580300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/proxyelite.info\/vi\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/proxyelite.info\/vi\/wp-json\/wp\/v2\/types\/glossary"}],"version-history":[{"count":0,"href":"https:\/\/proxyelite.info\/vi\/wp-json\/wp\/v2\/glossary\/580300\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/proxyelite.info\/vi\/wp-json\/wp\/v2\/media\/580301"}],"wp:attachment":[{"href":"https:\/\/proxyelite.info\/vi\/wp-json\/wp\/v2\/media?parent=580300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}